[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bqs.cz\/jak-to-zvladaji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.bqs.cz\/jak-to-zvladaji-podnikatele\/","headline":"Jak to zvl\u00e1daj\u00ed podnikatel\u00e9?","name":"Jak to zvl\u00e1daj\u00ed podnikatel\u00e9?","description":"Soukrom\u00ed podnikatel\u00e9 si \u017eij\u00ed jako p\u00e1ni. To ov\u0161em jenom tak dlouho, dokud jim jejich podnik\u00e1n\u00ed vyn\u00e1\u0161\u00ed. Jakmile se toti\u017e n\u011bco obr\u00e1t\u00ed k hor\u0161\u00edmu, jakmile p\u0159estanou chodit pen\u00edze v dostate\u010dn\u00e9m mno\u017estv\u00ed, je naopak zle. A to klidn\u011b i nejh\u016f\u0159e, jak jenom m\u016f\u017ee b\u00fdt, co se finan\u010dn\u00ed situace t\u00fdk\u00e1. A to i","datePublished":"2020-10-24","dateModified":"2023-05-23","author":{"@type":"Person","@id":"https:\/\/www.bqs.cz\/author\/#Person","name":"","url":"https:\/\/www.bqs.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bqs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bqs.cz\/wp-content\/uploads\/ko%C5%BEen%C3%A1%20pen%C4%9B%C5%BEenka_2.png","url":"https:\/\/www.bqs.cz\/wp-content\/uploads\/ko%C5%BEen%C3%A1%20pen%C4%9B%C5%BEenka_2.png","height":0,"width":0},"url":"https:\/\/www.bqs.cz\/jak-to-zvladaji-podnikatele\/","about":["Pen\u00edze"],"wordCount":424,"articleBody":"     Soukrom\u00ed podnikatel\u00e9 si \u017eij\u00ed jako p\u00e1ni. To ov\u0161em jenom tak dlouho, dokud jim jejich podnik\u00e1n\u00ed vyn\u00e1\u0161\u00ed. Jakmile se toti\u017e n\u011bco obr\u00e1t\u00ed k hor\u0161\u00edmu, jakmile p\u0159estanou chodit pen\u00edze v dostate\u010dn\u00e9m mno\u017estv\u00ed, je naopak zle. A to klidn\u011b i nejh\u016f\u0159e, jak jenom m\u016f\u017ee b\u00fdt, co se finan\u010dn\u00ed situace t\u00fdk\u00e1. A to i kdy\u017e si to podnikatel pochopiteln\u011b nep\u0159eje a \u010din\u00ed v\u0161e, co se jenom u\u010dinit d\u00e1, aby podobn\u00e9 nep\u0159\u00edjemn\u00e9 situaci zabr\u00e1nil. V \u017eivot\u011b soukromn\u00edk\u016f jsou toti\u017e i situace, je\u017e tito zkr\u00e1tka ovlivnit nedok\u00e1\u017eou, ani kdyby se rozkr\u00e1jeli, jsou tu i probl\u00e9my s odb\u011brateli, dodavateli \u010di t\u0159eba \u00fa\u0159ady, je\u017e nejednou nelze p\u0159edv\u00eddat a ovlivnit.A co m\u00e1 d\u011blat soukrom\u00fd podnikatel, kdy\u017e se mu zrovna nevede a jeho p\u0159\u00edjmy tak klesly dokonce pod \u00farove\u0148, je\u017e je nezbytn\u00e1 pro p\u0159e\u017eit\u00ed jeho a jeho firmy? Pak se to d\u00e1 n\u011bkdy zvl\u00e1dnout s pomoc\u00ed \u00faspor nebo p\u0159\u00edjm\u016f z jin\u00e9 v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti. A n\u011bkdy to nesprav\u00ed u\u017e nic jin\u00e9ho ne\u017e p\u016fj\u010dka.S p\u016fj\u010den\u00edm si nemus\u00ed b\u00fdt probl\u00e9my. Ale by\u0165 tyto b\u00fdt nemus\u00ed, nejednou nastanou. A to tehdy, kdy\u017e si doty\u010dn\u00fd podnikatel nevybere vhodnou finan\u010dn\u00ed instituci a typ p\u016fj\u010dky. Ono toti\u017e nen\u00ed v\u0161e automaticky dostupn\u00e9 ka\u017ed\u00e9mu, kdo si o to po\u017e\u00e1d\u00e1. A kdy\u017e z\u00e1jemce nespln\u00ed to, co od n\u011bj poskytovatel p\u016fj\u010dky o\u010dek\u00e1v\u00e1, m\u00edv\u00e1 sm\u016flu a pomoci se nedo\u010dk\u00e1.Ale pomoci se naopak t\u00e9m\u011b\u0159 jist\u011b do\u010dk\u00e1 ten, jeho\u017e volbou se stane americk\u00e1 nebankovn\u00ed hypot\u00e9ka. U t\u00e9 se toti\u017e nevy\u017eaduje o nic v\u00edc, ne\u017e je nezbytn\u011b zapot\u0159eb\u00ed k ov\u011b\u0159en\u00ed si toho, zda bude doty\u010dn\u00fd \u017eadatel spl\u00e1cet. To znamen\u00e1, \u017ee tu ka\u017ed\u00fd mus\u00ed d\u00e1t do z\u00e1stavy nemovitost odpov\u00eddaj\u00edc\u00ed hodnoty, jak u\u017e to u hypot\u00e9k chod\u00ed, a m\u00edt p\u0159\u00edjmy dostate\u010dn\u00e9 alespo\u0148 ke placen\u00ed t\u011bch nejni\u017e\u0161\u00edch nastaviteln\u00fdch spl\u00e1tek. I tak m\u00e1lo sta\u010d\u00ed k tomu, aby se \u017eadateli dalo vyhov\u011bt, aby se mu mohl odpustit t\u0159eba i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo jin\u00fd nedostatek. A tak pr\u00e1v\u011b zde nejednou podnikatel\u00e9 se\u017eenou pen\u00edze na podporu sv\u00e9 \u017eivnosti, i kdy\u017e jsou coby \u017eadatel\u00e9 v\u0161elijac\u00ed, jen ne dokonal\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak to zvl\u00e1daj\u00ed podnikatel\u00e9?","item":"https:\/\/www.bqs.cz\/jak-to-zvladaji-podnikatele\/#breadcrumbitem"}]}]